Los Angeles Earthquake Damage Lawyer

Los Angeles Earthquake Damage Attorney

Dealing with property damage and insurance payouts in the aftermath of an earthquake can be overwhelming. Sawyer & Labar LLP are Los Angeles earthquake damage lawyers who understand how hard it can be for residents, tenants, and businesses in the aftermath of a natural disaster.

When property is damaged by an earthquake, expensive repairs, insurance company problems, and long-drawn-out litigation tend to follow. If your claim has been denied, undervalued or postponed, our attorneys are prepared to aggressively defend your rights and get you the money you need. By offering personalized service and our extensive experience in quake claims, we are dedicated to helping LA residents rebuild and recover with peace of mind.

Understanding Earthquake Insurance Coverage

Los Angeles residents need earthquake insurance as the area is highly seismically active. Yet a great number of policyholders are surprised to find their ordinary homeowner’s insurance won’t cover earthquake loss. Some earthquake policies may also include structural repairs, personal effects, and emergency sheltering, though they come with hefty deductibles and limitations.

When insurers refuse to cover claims or insist that conditions prior to the quake had caused the damage, disagreements can follow. Our mission at Sawyer & Labar LLP is to make our clients fully aware of their insurance coverages and hold insurers accountable for payments they make. If you don’t know if you have coverage or are having problems settling a claim, we have attorneys to represent you.

Common Issues in Earthquake Insurance Claims

It’s not always easy to file an earthquake claim. Most common complaints involve denied claims on the basis of policy exclusions, disagreements regarding the nature of the injury, and underestimating the repair amount. Insurance adjusters strive to keep the settlements as low as possible, and owners have little money left over to pay for repairs. In Los Angeles, where seismic risks are real, these hurdles can delay healing.

Sawyer & Labar LLP resolves these situations by working with insurers and, when necessary, taking on litigation. We review your claim from an evidence-based perspective so that you’ll have the highest chance of getting the amount you need to repair and rebuild after an earthquake.

How a Lawyer Can Help With Earthquake Damage Claims

When your earthquake damage claim is denied or undervalued, a skilled attorney can make all the difference. Sawyer & Labar LLP, your Los Angeles earthquake damage lawyer, has legal experience in the intersection of insurance and California earthquake law. Our attorneys review your claim, obtain the documentation, and work with the insurance adjusters on your behalf. If your insurance company doesn’t act reasonably, we’re willing to go to court.

Our years of experience and commitment to advocacy can help you ensure that your rights are upheld and that you get the financial assistance you deserve to heal from earthquake-related damage.

Steps to Take After an Earthquake

If you take the right steps following an earthquake, you can help secure your insurance policy and your legal interests. First, document all damage, both inside and outside your property, by photographing and videotaping it. Then, contact your insurance provider and check your earthquake policy to determine if coverage applies.

Keep your conversations with adjusters about the damage limited, and never sign without a lawyer’s recommendation. Get quotes from licensed contractors, too, to find out exactly what the repairs will cost. We at Sawyer & Labar LLP walk clients through every aspect of the claims process to ensure that nothing gets overlooked.

Why Choose Sawyer & Labar LLP for Your Earthquake Damage Case?

Sawyer & Labar LLP is an established advocate for Los Angeles residents who have been hit by an earthquake. Our lawyers have years of experience with complex insurance cases, especially when disputes, denials, or delays arise. We value direct communication, targeted strategies, and aggressive representation to maximize the results for our clients.

From policy analysis to courtroom litigation, we approach every detail of your case with precision and concern. We all know disasters are stressful — let us take the legal and financial pressure off your shoulders so you can rebuild. If you’re in need of a competent Los Angeles earthquake damage lawyer, Sawyer & Labar LLP is here to defend your interests and recover your settlement.

FAQs

Q: What Does an Earthquake Damage Lawyer Do?

A: An earthquake damage lawyer assists homeowners in understanding the legal process for filing earthquake insurance claims. They audit your policy, confer with adjusters, and ensure you’re fairly reimbursed for repair costs, property damage, and other protected losses. Even if the insurer denies, undervalues, or delays your claim, the attorney can represent you in order to preserve your rights and make sure that you get as much of a winning settlement as possible.

Q: What Should I Do If My Earthquake Damage Claim Is Denied?

A: When your earthquake damage claim is rejected, don’t take it at face value and never ask a lawyer about it. Get the denial letter first and find out the insurer’s reasoning. Take documentation of the damage — pictures, videos, and repair costs. Next, hire a knowledgeable earthquake damage attorney, such as those at Sawyer & LaBar LLP, to review your case and determine how to contest the denial in negotiations or in court.

Q: How Long Do I Have to File an Earthquake Insurance Claim?

A: The time it takes to make an earthquake claim is subject to your policy details. Almost all policies require claims to be filed as soon as possible, usually within days or weeks. In California, the state also requires insurers to provide earthquake coverage on a regular basis and inform policyholders of their rights.

If you want to safeguard your claim, review your policy immediately after an earthquake and talk to an attorney at Sawyer & LaBar LLP to get all deadlines and requirements met.

Q: Can I File an Earthquake Damage Claim Without Earthquake Insurance?

A: Unless you have earthquake insurance, you may have little recourse for damages. Homeowner’s policies generally do not cover earthquake damages. You may have legal recourse if another party, such as a builder or contractor, caused the injury by their negligence. A lawyer can evaluate your case and determine where you might be able to recover. Contact Sawyer & LaBar LLP to learn more about how we can assist you in your unique situation.

Contact a Los Angeles Earthquake Damage Lawyer

Contact Attorney Ivo Labar of Sawyer & Labar LLP for a consultation today. Our experienced earthquake damage lawyers are ready to fight for your rights and help you secure the compensation you deserve to rebuild with confidence.